Yogarajah Kathirgamar

Yogarajah Kathirgamar

  • Life and Health Insurance Advisor

I pride myself in being a partner in my clients' financial success. I build relationships based on transparency and trust. Your best financial interests are always what guide me in providing you personalized solutions.

I will help you review your situation and propose a two-pronged approach: grow your assets so you can carry out your plans, and financial security so that you can protect yourself, your loved ones and your lifestyle from life's unexpected challenges. Your values, needs and preferences are what will guide me when I propose the best possible solution for you.

I am 100% committed to developing the best financial strategy for you, to being accessible, and to providing top-quality advice and services that are a perfect fit with your needs, in order to:

  • Protect you in the event of disability, loss of independence or critical illness
  • Plan ahead so you can finance your goals
  • Manage your debts
  • Determine your financial needs for retirement
  • Prepare for your estate settlement plan

I will enjoy working with you through all of life’s changes to guide you in your financial decisions.

Financial services and products can be complex and seem to be changing every year. With my commitment to continuing education, I stay on top of my game and can provide you with pertinent, timely advice to guide you with your financial security planning.

Part of managing money involves managing the emotions and expectations of my clients. You’ll find that I’m a good compassionate listener but I will also help you maintain your focus and discipline when it’s required.

Research shows that people who work with a financial services professional accumulate more assets over time and benefit from a more enjoyable retirement. Thus, the work of your advisor contributes to your financial well-being.

Households working with an advisor have 2.1 times the median financial assets of those without.

Investors working with a financial services professional say they are more confident and more likely to benefit from a comfortable retirement if they have been advised for more than 10 years.1

I have decided to associate myself with Desjardins Financial Security Independent Network - a major distributor of financial products and services - because I get all the support I need to provide the excellent service my clients have come to expect.

Being a part of Desjardins Insurance2, a leader amongst life and health insurers in Canada, Desjardins Financial Security Independent Network has financial centres and sub-branches across the country.

40 Winges Road, Unit 9, Woodbridge, ON L4L 6B2
Phone: 905-264-1883
Cell: 416-917-7263
Fax: 1-866-532-3833
yo.kathirgamar@dfsin.ca

1 Jon Cockerline, PhD, New Evidence on the Value of Financial Advice, IFIC, 2012; and, The Value of Advice Report 2012, IFIC

2 Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company, a provider of life and health insurance and retirement savings products.