A PLAN DESIGNED JUST FOR YOU
We start by asking you about your goals. Then, we talk about your concerns and the things that matter the most to you. Once your advisor knows what you’re striving for, they can create a comprehensive plan for your future that will bring your goals into focus while minimizing the impact of any curveballs that life may throw you. Over the years, he will work proactively to recommend financial strategies that will keep your plan in step with your life and your needs. You can count on your advisor to help you protect your quality of life and that of your loved ones.
And with help from the wealth management team, your advisor will make sure that you’re using the right strategy—not just for this year, but for your life as it changes. Our comprehensive wealth management services cover.
YOUR PERSONAL FINANCES
• Budget planning
• Debt management
YOUR INSURANCE NEEDS
• Life insurance
• Living benefits
YOUR INVESTMENTS
• Investment selection, investor profile and periodic reviews
• Second opinion on your portfolio
• Estate planning
• Automated personal savings
• Borrowing to invest
OPTIMIZING YOUR TAXES
• General assessment
• Analyzing how investment portfolios are taxed
• Tax strategies while you’re living and for your estate
• Government programs
YOUR RETIREMENT PLANNING
• Determining your goals and needs
• Risk management
• Accumulation strategies
• Payout strategies
LEGAL ASPECTS
• Wills
• Marriage
• Common law union
YOUR ESTATE
• Asset transfer upon death
